Your Payment Options

At Kia of Chattanooga, we understand the value of your time and strive to make your car buying experience as efficient and enjoyable as possible. With our Shopper Express program, once you find the vehicle that catches your eye, you can effortlessly obtain our best price upfront, ensuring a transparent and hassle-free process.

You have the flexibility to personalize your payment options. Whether you prefer financing or leasing, Shopper Express allows you to tailor your deal to suit your needs. Choose your preferred finance or lease term, adjust your down payment to fit your budget, and explore all the available offers and incentives. You can seamlessly apply these to your deal, ensuring you get the best possible terms tailored to your unique situation.

At Kia of Chattanooga, we believe in providing a straightforward and honest car buying journey. Shopper Express is designed to put you in control, allowing you to customize your purchasing experience while benefiting from our transparent pricing and comprehensive financial solutions.

Visit us at Kia of Chattanooga to experience the convenience of Shopper Express and drive home in your perfect car today!

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Your Trade-In

Discover the true value of your vehicle in just moments at Kia of Chattanooga. Utilize our Kelley Blue Book® instant appraisal tool to get a personalized Trade-In Value that reflects the current market. Plus, with our Express Cash Offer, you can ascertain the value of your car in minutes, with the offer remaining valid for seven days.

Whether you’re looking to cash out or trade in, Kia of Chattanooga provides flexibility and convenience. You can receive your check directly or apply your Express Cash Offer towards the acquisition of any new or pre-owned vehicle from our extensive inventory. Trading in at Kia of Chattanooga can be even more beneficial; you might be eligible to receive up to 6% more due to sales tax savings when you trade your vehicle towards the purchase of another.

Experience the Kia of Chattanooga advantage when you trade in your vehicle. Visit us today and explore how our trade-in options can enhance your buying experience and offer you exceptional value.

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Service & Protection Plans

Research and select available protection plans and products. We understand that making a vehicle purchase is a major decision that should be taken with care and understanding. We provide many options to help you choose the vehicle protection plan that is right for your needs. Learn more about how you can protect yourself and your loved ones.

• Vehicle Service Contract

  Vehicle Service Contracts are available to provide additional protection and peace of mind while you’re on the road. Coverage often includes benefits such as rental car reimbursement, roadside assistance, and more.

  While your vehicle may be known for its reliability and performance, it’s reassuring to know you have an extra layer of protection for your investment. A Vehicle Service Contract can safeguard essential systems such as the engine, transmission, suspension, air conditioning and heating, and the fuel system.

  A VSC can be a valuable asset when unexpected repairs are needed. By following your vehicle’s recommended maintenance schedule, a service contract helps cover costly repairs to nearly every component, helping you avoid unplanned expenses and maintain your vehicle’s performance over time.

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• GAP Insurance

  GAP coverage is designed to protect you financially if your vehicle is declared a total loss due to an accident or theft and you owe more on your loan or lease than the vehicle is worth.

  In many cases, the actual cash value your insurance company pays may be less than your remaining loan balance—especially early in the life of your loan. GAP helps cover that “gap” so you’re not left paying out of pocket for a vehicle you no longer have.

  Guaranteed Asset Protection can be especially valuable if you finance a large portion of your vehicle, have a longer loan term, or experience rapid depreciation. It provides peace of mind and financial security when the unexpected happens.

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• Tire & Wheel Protection Plan

  Protect Your Investment from Road Hazards

  Tire & Wheel Protection helps cover the cost of repairs or replacements resulting from damage caused by road hazards like potholes, nails, glass, and debris.

  Even the most cautious drivers can encounter unexpected hazards on the road. This coverage is designed to give you peace of mind by helping to pay for repairs or replacement of your vehicle’s tires and wheels when damaged by eligible road conditions.

  With no deductible, Tire & Wheel Protection can save you hundreds of dollars per incident and includes mounting, balancing, valve stems, and taxes associated with covered repairs. It’s a smart way to help protect your vehicle—and your wallet—from the unpredictable.

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• Cilajet Paint Protection

  Cilajet Ceramic Paint Protection creates a durable barrier that helps defend your vehicle’s exterior from everyday environmental hazards like UV rays, bird droppings, road salts, and acid rain.

  Over time, these elements can dull your paint and cause fading or oxidation. Cilajet’s advanced ceramic technology bonds to the paint, enhancing its gloss and making it easier to clean, so your car stays looking newer, longer.

  By reducing the need for frequent detailing and protecting against costly paint repairs, Cilajet helps maintain your vehicle’s beauty and resale value. It’s a smart way to keep your car turning heads while saving time and money on upkeep.

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Your Credit Score

Accelerate your journey to owning your dream car by applying for financing ahead of your visit to Kia of Chattanooga. Our streamlined process is designed to save you time at the dealership, making your purchase experience smooth and efficient.

Plus, with Kia of Chattanooga, you can gain insight into your financial standing with our complimentary FICO® Credit Ranking service. Conveniently obtain your credit score for free, without the need to provide your Social Security Number, Date of Birth, or impacting your credit report with a hard inquiry. This service is provided to enhance your financing experience, offering transparency and peace of mind as you make your vehicle purchase decisions.

Visit Kia of Chattanooga today to take advantage of our user-friendly financing options and start your hassle-free car buying journey with confidence.

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